Amex Gold 20k is back

Apologies all for the big gap between posts - very busy time at work!

Just thought it was worth mentioning that the Amex Gold signup bonus has gone back up to 20k for a non-referral, and 22k for a referral from a friend (they get 12k).

https://www.americanexpress.com/uk/content/gold-card/

Recently Amex dropped this to 10k/12k for new customers (i.e. people who haven't had an Amex charge card in the last 6 months).

The Gold card is pretty good, gets you 2x membership rewards on travel / foreign spend etc (sometimes 3x as it does stack - i.e. if its a flight denoted in a foreign currency).

One key point to note however is that the minimum spend is £2k in 3 months (which might be a lot for some people - if you were on the minimum income of £20k, you'd be putting nearly 50% of your net salary through your Amex to meet the target!) so might be better waiting if you have a holiday to book or work expenses coming up.